FRÅGA: Jag kommer få en låg pension. Har kapital på 5 miljoner som jag vill investera på ett säkert sätt för att trygga min pension. Äger min bostad med lån på ca 20% av värdet. Är kvinna 60 år. Min bank föreslår traditionell kapitalförsäkring. Alternativa förslag tages tacksamt emot. SVAR: Traditionell försäkring brukar vi aldrig
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