FRÅGA: Jag har två frågor. Jag fyller snart 55 år. SVAR: Med två frågor blir det två svar! 1. IPS vs ISK Du ska absolut inte spara några nya pengar i IPS då avdragsrätten är borta, men de gamla pengarna där du redan har utnyttjat avdragsrätten finns ingen anledning att ta ut i förtid och
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